Church Financing

When You Work With Us, You Can Expect:

• Your Church Financing request to be conditionally approved or declined in 24 hours.
• Your Church Loan to close as quickly as possible.
• A dedicated account representative to answer your questions.
• Great rates and terms that meet your Church Financing needs - some of the lowest in the industry!
• No cost and no obligation review of the borrowing capacity of your church.

Even in Difficult Times, We Are Thriving!

Unlike many credit unions and banks dealing with liquidity issues, we are closing Church Loans.

• Ranked the 49th fastest growing financial institution by Inc. Magazine for 2008
• Provide over $100,000,000 each year in church loans
• We provide Church Financing to projects ranging from $75,000 up to $30,000,000 with competitive rates and low fees

An Array of Church Loan Products to Fit Any Need

We have over 25 different Church Financing programs available. Even if your church has credit issues or prior loan problems we may be able to help.

Many of our programs allow for subordinate financing to include seller held second trusts and loans from church members. Whether your church is looking for financing to purchase, renovate, construct or refinance a property we probably have a loan for you. In most cases we can determine in as little as 24 hours if we will be able to provide the financing your church needs.

Why the Competition Just Can’t Compete With Us

We understand how churches raise and spend money; we understand that churches have a great deal of discretion over their expenses. So while a traditional lender may look at a Church Financing request and determine that the church can not afford the loan payment based on the net income of the church, we take the time to understand which expenses are discretionary and what should be added back to the net operating income of the church to help service the Church Loan debt payments. Church Financing is a very specialized business and most traditional lenders do not understand how churches operate, they want to underwrite a Church Loan using the same methods they use for an apartment building or gas station or any other type of business loan, in most cases, this does not work. When you choose to work with us, you are choosing to work with the most knowledgeable and highly trained Church Financing staff on the planet.